There are numerous companies who offer some very favorable terms on Car Loans, even if you are applying after Bankruptcy. Some of these companies will offer secured car loans, thus providing them with the peace of mind that their loan will get paid off no matter what. However there are more companies nowadays who will offer any form of credit for those with a troubled financial past, without you having to provide security.
Follow these essential tips when looking for Car Loans After Bankruptcy:-
Car Seat
1) Any form of loan after bankruptcy will have high interest charges. You may even be offered loans with a 20% - 30% interest rate. So you will want to keep the car price as low as possible. This may mean that you have to miss out on the car you want. You may have to settle for a more basic model or you could try to negotiate the price of the car down. If you are looking to buy through a main dealership, they should have some scope to drop the price.
2) Don't get so hung up on looking for a "Car Loan". Most lenders that provide this specific type of loan have very tight criteria that they require you to meet. However, you can find lenders that will supply unsecured or secured personal loans for people with adverse credit. As the loan is considered "personal", you can use it for whatever purpose you wish!
3) Once approved for your loan, take this opportunity to re-establish your credit rating. By making your loan payments on time and in full, you are actually improving your credit rating. It is a good idea to check with your lender after 6 to 12 months and see whether you can refinance the loan. If your credit rating has improved, you should be offered better terms and conditions and a lower interest rate. Thus making your monthly payments smaller!
For those of you seeking Car Loans After Bankruptcy, a very important point to note is - Do you actually need a new car? And if so, do you need it now? As your finances are not where you want them to be, you need to be sensible and act responsibly.
Black Friday Britax Frontier 85 Combination Booster Car Seat, Rushmore 2011 Deals
Nov 19, 2011 07:28:37
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Black Friday Britax Frontier 85 Combination Booster Car Seat, Rushmore Feature
- Highest 5 point harness seat capacity allows your child to remain harnessed up to 85 pounds or in booster mode to 120 pounds
- True side impact protection distributes crash forces, shields from vehicle intrusion, contains the head and body and keeps the head, neck and spine "in true" or aligned, to limit injury
- Patented versa-tether introduces a staged-release tether webbing that anchors the top of the child seat at two points to minimize forward movement in a crash
- Quick-adjust head restraint and no-rethread harness easily adjust the harness shoulder height and head restraint without disassembling the harness
- Tangle free, 5-point harness with 10 harness height positions (up to 20") and three buckle positions for a snug and secure fit as your child grows
Black Friday Britax Frontier 85 Combination Booster Car Seat, Rushmore Overview
Featuring an innovative design and industry-leading technology, the Britax Frontier 85 Combination Booster Seat (Rushmore) keeps your child safe and secure during car trips. Offering True Side Impact Protection and a patented, energy-absorbing Versa-Tether, this seat is engineered to grow with you child. The Frontier 85 accommodates children starting at 2 years old and 25 pounds up to 85 pounds when used as a forward-facing harnessed seat, and 40 to 120 pounds when used as a booster seat.
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 The high weight capacity allows your child to remain in a 5-point harness up to 85 pounds, or in booster mode to 120 pounds. View larger. |
 When used in booster mode, the Frontier 85 is compatible with the Britax SecureGuard Clip (sold separately). View larger. |
 Available in these color combinations. View larger. |
The Frontier 85 Combination Booster Seat is ideal for parents concerned with providing proper safety and posture-support for their children during car rides. Offering True Side Impact Protection, this seat delivers superior protection if you happen to face an unexpected side-impact accident.
If such an event takes place, the solid head support and deep side walls work efficiently to distribute forces, shield the child from vehicle intrusion, contain the head and body, and keep the head, neck, and spine aligned to limit injury.
Superior 360-Degree Protection Features
The Frontier 85 features an advanced, industry-leading design for crash force management and absorption. The patented Versa-Tether system provides a staged-release tether webbing that securely anchors the top of the child seat to your vehicle at two points to minimize forward movement in the event of a sudden stop.
The energy-absorbing base is designed to absorb impact forces, while the foam lining provides additional support. In addition, the Harness Ultra Guard System (HUGS) reduces forward head movement and offers increased protection for your child.
The Frontier 85 is also compatible with the SecureGuard feature. The optional SecureGuard clip holds the lap portion of the safety belt in place, preventing submarining--when the child slides under the lap belt--and reducing the risk of any abdominal injury.
Adaptable to Your Growing Child
The tangle-free, five-point harness allows for 10 harness-height positions--up to an industry-leading 20 inches in shoulder harness height--and three buckle positions for a snug, comfortable fit, even as your child grows. You can also adjust the head restraint with one hand using the quick-adjust lever and easily change the harness shoulder height without disassembling the entire harness. Plus, the convenient front harness adjuster allows you to loosen or tighten the harness system easily.
The booster seat can be used in the forward-facing harnessed position for children a minimum of two years old, weighing 25 to 85 pounds, the highest capacity in five-point harness systems. As a belt-positioning booster seat, the seat is suited for children from 40 to 120 pounds.
Easy-to-Install
The Frontier 85 allows for quick, easy installation with lower LATCH connectors, compatible with most current vehicles. The premium, push-button system provides a tight, secure fit and makes it simple to install or remove the seat.Your child will appreciate the armrests that provide a natural place to rest his or her arms along with the dual cup holders designed to hold reusable water bottles or snack containers.
Soft, Durable Material with Comfort Foam
The plush, premium cover set with underlying comfort foam makes for a comfortable ride, even during long car trips.
Made from soft, durable materials, the booster seat's cover is easy to remove from the shell for cleaning and is available in a selection of distinctive patterns, including Rushmore, Red Rock, Canyon, and Pink Sky.
This combination booster seat is backed by a limited one-year warranty.
What's in the Box
One Britax Frontier 85 Combination Booster Seat and manual.
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